NetTrooper provides $25,000 Identity Theft Insurance with no deductible for one full year from AIG, the leading international insurance organization with operations in over 130 countries. This provides benefits to cover lost wages resulting from missed workdays, identity restoration costs and other identity theft expenses that result from an identity theft incidence while using a home computer or peripheral device protected by NetTrooper. We also include a $1,000 Anti-Virus Insurance plan for one full year to protect you in the event of a virus attack.

Here are just a few of the benefits you have in the event of stolen identity:

• Costs
  • Reasonable costs incurred by you for re-filing applications for loans, grants or other credit instruments that are rejected solely because the lender received from any source of incorrect information as a result of the stolen identity event;
  • Necessary costs incurred by you for commissioning affidavits or other similar documents, long distance telephone calls and postage solely as a result of your efforts to report a stolen identity event and/or amend or rectify records as to your true name or identity as a result of a stolen identity event.
• Lost Wages:
  • Actual lost wages earned, time taken off work and away from your work premises solely as a result of your efforts to amend or rectify records as to your true name or identity as a result of a stolen identity event.
  • Legal defense fees and expenses
  • Costs for reasonable fees for legal counsel appointed by us and related court fees, incurred by you with our consent, for:
    • Any suit brought against you by a creditor or collection agency or entity acting on behalf of a creditor for nonpayment of goods or services or default on a loan as a result of the stolen identity event; and
    • Removing any civil judgment wrongfully entered against you as a result of the stolen identity event.
• Computer Virus Coverage:
  • Losses incurred arising out of a computer virus. Loss will be limited to actual cash value, at the time of the loss, of the insured's computer hardware or the amount required for repair, whichever is less; or the actual cash value at the time of the loss of the computer program or the amount required for replacement, whichever is less.
  • You must install and maintain anti-virus software, from a recognized provider, on your computer hardware to be covered.

Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact idtheft@aig.com or 866-826-4974. Coverage not available to residents of New York and may not be available in other jurisdictions.